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Homeownership feels out of reach? Start here.

Sponsored by
Arbor Homes properties in Indianapolis, IN.

With a 3.875% interest rate on a 7/6 adjustable-rate mortgage, your payments stay steady for 7 years before adjusting every 6 months.

Photos provided by Arbor Homes

If you’ve been wondering whether homeownership is actually within reach, you’re not alone.

The good news? Arbor Homes has options that might surprise you — like move-in-ready new builds starting at $1,094/month (principal and interest only), so there’s a home that fits your budget.

Add in incentives like flexible financing, rate lock options, and a few extra perks, and getting started might feel a little (or a lot) less overwhelming.

Ready to ditch the lease and high interest rates?*

*All illustrations are artist’s concept. All dimensions are approximate. Prices, specification, terms and conditions subject to change without notice. Arbor Homes is an equal opportunity home builder. Please contact a community sales manager for details. Mortgage estimates are provided for informational purposes only and are subject to change without notice. These estimates are based on specific criteria and may not reflect the actual terms you qualify for.

Estimated monthly payments are based on principal and interest (P&I) only for the purchase price of each home, and do not include required mortgage insurance, taxes, insurance premiums or other applicable

escrows. Actual payment amount will be higher. Estimates assume a 5% down payment and 3.875% interest rate on Conventional loans. Contact your Arbor Homes sales manager for more information.

All trademarks are the property of their respective owners. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. **Example of 75% LTV (25% Cash Down) 7/6 ARM Loan Program with $400,000.00 sales price.

$300,000.00 loan amount - 7-yr adjustable rate loan (30-year term) with zero points based on 360 monthly payments. 25% cash down payment of $100,000.00 required. Example includes $1,495.00 origination fee,

5.539% APR, and 3.875% interest rate as of 010/21/2025. Initial monthly payment will be $1,410.71.00 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps,

the maximum first adjusted rate for this example will never be more than 8.875% with a first adjustment maximum payment of $2,386.93 (principal and interest only). The maximum lifetime rate will never be more

than 8.875% with an estimated maximum monthly payment (principal and interest only) of $2,386.93. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other

applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used

throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616,

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept.

of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and subject to change without notice. 10/2025

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